If homeowners are a lot more likely to feel good about their money than people who don't own, should you buy?
If homeowners are a lot more likely to feel good about their money than people who don't own, should you buy?
I'm a local realtor in Delray Beach and Boca Raton, and the rent-or-buy question comes up all the time. A new survey caught my eye, so I looked at the numbers.
Clever Real Estate surveyed 1,000 U.S. adults. 68% of homeowners said they were satisfied with their finances, vs. 47% of non-homeowners. 42% of homeowners live paycheck to paycheck, vs. 61% of non-homeowners. That's a correlation. It doesn't prove buying causes financial satisfaction.
Everyone wants to time the market perfectly, but the easiest way to win is time in the market.
Owning here has real costs. In a UNF poll of Florida homeowners, 63% said insurance worries them more than property taxes. Add HOA dues and upkeep to the monthly number.
Owners who make the home their primary residence can claim the homestead exemption. Amendment 3 on the Nov. 3 ballot could raise the non-school exemption, and pbcpao.gov has an estimate calculator. I'm not telling you how to vote, but I'm personally voting yes on Amendment 3.
Renting still makes sense if you might move soon or want to keep your savings intact.
Thinking about whether owning makes sense for you in Delray or Boca? Call or text me at 954-817-9463.
If homeowners are a lot more likely to feel good about their money than people who don't own, should you buy?
If homeowners are a lot more likely to feel good about their money than people who don't own, should you buy?
I'm a local realtor in Delray Beach and Boca Raton, and the rent-or-buy question comes up all the time. A new survey caught my eye, so I looked at the numbers.
Clever Real Estate surveyed 1,000 U.S. adults. 68% of homeowners said they were satisfied with their finances, vs. 47% of non-homeowners. 42% of homeowners live paycheck to paycheck, vs. 61% of non-homeowners. That's a correlation. It doesn't prove buying causes financial satisfaction.
Everyone wants to time the market perfectly, but the easiest way to win is time in the market.
Owning here has real costs. In a UNF poll of Florida homeowners, 63% said insurance worries them more than property taxes. Add HOA dues and upkeep to the monthly number.
Owners who make the home their primary residence can claim the homestead exemption. Amendment 3 on the Nov. 3 ballot could raise the non-school exemption, and pbcpao.gov has an estimate calculator. I'm not telling you how to vote, but I'm personally voting yes on Amendment 3.
Renting still makes sense if you might move soon or want to keep your savings intact.
Thinking about whether owning makes sense for you in Delray or Boca? Call or text me at 954-817-9463.
- 20+Years in Real Estate
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Josh Grant
Office: eXp Realty in Palm Beach Florida and Greater Fort Lauderdale
Phone: 954-817-9463
Email Me: justjoshgrant@gmail.com
Designated Managing Broker: Ann Shahin
MLS Disclaimer:
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by BeachesMLS.
Real estate listings held by brokerage firms other than eXp Realty may be marked with the IDX / BMLS logo. Detailed information about those properties includes the name of the listing firm (and an email or phone number provided by the listing firm) when required by the MLS.
Property search and live listing data are provided on the eXp Realty BoldTrail IDX site (justjoshgrant.exprealty.com). That platform refreshes MLS data automatically and displays the current Data Last Updated timestamp. This marketing site does not use a static feed date.
IDX Disclaimer:
See MLS Disclaimer above for BeachesMLS IDX attribution and use restrictions. Live listing refresh timestamps appear on justjoshgrant.exprealty.com.
Josh Grant
Office: eXp Realty in Palm Beach Florida and Greater Fort Lauderdale
Phone: 954-817-9463
Email Me: justjoshgrant@gmail.com
Designated Managing Broker: Ann Shahin
MLS Disclaimer:
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by BeachesMLS.
Real estate listings held by brokerage firms other than eXp Realty may be marked with the IDX / BMLS logo. Detailed information about those properties includes the name of the listing firm (and an email or phone number provided by the listing firm) when required by the MLS.
Property search and live listing data are provided on the eXp Realty BoldTrail IDX site (justjoshgrant.exprealty.com). That platform refreshes MLS data automatically and displays the current Data Last Updated timestamp. This marketing site does not use a static feed date.
IDX Disclaimer:
See MLS Disclaimer above for BeachesMLS IDX attribution and use restrictions. Live listing refresh timestamps appear on justjoshgrant.exprealty.com.
